Segregated funds

Segregated funds offer many inherent benefits, including professional money management, diversification, simplicity and choice.

Like mutual funds, segregated funds typically pool money from thousands of investors and employ professional fund managers to invest it in a variety of individual securities. The profits or losses earned by these investment vehicles are passed on to investors in the form of increased or decreased unit values.

Segregated funds are regulated as insurance products rather than as securities. This difference means segregated funds may have certain advantages including:

• creditor protection potential
• no trustee fees
• estate bypass
• death and maturity guarantees

With 72 segregated funds to choose from, your Freedom 55 Financial security advisor can help you decide which is the right fit for you.

Important legal information regarding segregated fund contracts.