Business insurance

You've worked hard to build a successful business. Let's talk about protecting it.

Preserving your business™ – As a business owner, it’s important to consider the various ways to cover the risks your business faces, protect your employees and build employee satisfaction and loyalty.

Business insurance

When you own your own business, you want to take the necessary steps to protect it. And that should go beyond protecting the physical aspects.

Your most valuable asset is your ability to drive revenue. What would happen if something happened to you or one of your key employees that impacted their ability to work? The ripple effect could be significant, impacting your business and jeopardizing your lifestyle.

Insurance on you and your key people can help protect the business you’ve worked so hard to build by helping to cover drops in revenue, to provide funds to maintain staff levels or to hire the additional staff needed to transition through a difficult time.

Protecting your business also means thinking about what will happen after you die. Will your heirs and your surviving owners be able to work together? Will your heirs need to sell the business to cover capital gains, estate administration tax (probate fees) and other costs?

Life insurance can help ensure an orderly and economical transition of your business, giving you and your loved ones financial security.

Group benefits

Attract and retain a valuable team

A group benefits plan can help you attract and retain valuable employees or members.

Our flexible and innovative benefits plans — featuring benefits like health care, dental care and disability plus convenient online services — can be tailored to fit the specific needs of your organization, whether it's large or small.

With the knowledge and tools to help identify and meet your needs, we offer you access to comprehensive group benefits plans designed to deliver:

  • Outstanding products
  • Quality service
  • Cost-effective management of benefit costs
  • Ease of plan administration
  • Technology-based solutions
  • Detailed management information


Health care and dental care benefits

As an important part of any group benefits plan, healthcare and dentalcare benefits help your plan members bridge the gap between provincial health insurance and the coverage they and their families need.

Financial planning and solutions

Your financial security plan should be as unique as you are. Tailor made to fit your needs.

Learn about our financial solutions